Damn, that sucks. In the US, you have the choices of investing in the stock market or becoming a real estate landlord. But… landlording takes up so much of your free time (since you have to manage your properties early on) and ties you down to one geographic area, so some of us simply contribute as much as possible to our 401k//Roth IRAs.Unfortunately, the capital/investment market is not the same as in the US. Here, you either buy something that you think will appreciate in value (land, real estate, gold etc), or you save it in a bank. Everything else is not that accessible (or you have to trust apps and portals from who knows where). Besides, I'm very much far behind in that game.
Good for you though! Good thinking ahead. I have enough savings to not work for a few years, but if I invest in an apartment, that's gone forever.
here’s an interesting video if you’d like to take a look
job market here is pretty bad due to AI layoffs and high interest rates, so a lot of homes right now are staying flat in value. People simply aren’t buying.
I would say, figuring out a way to invest in American stocks would probably be the best move in your case. I don’t know if that’s even possible from Serbia, though.