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1. Heavy investment for certain games but can understand it.
2. Sticking with a console because you're on an existing plan simply screams that you're trapped via financial investment. It's far from a healthy reason. At £30 per annum you'd be spending over 10 times that on a new console. The cost of 1/2 games at most shouldn't bind you on such an investment.
3. I'd question their decision as much as my own on this one.
4. Always worth it.
The rest I don't see as worthy for serious consideration.
I see no major point other than an exclusive that'd give XBOX One any point over the PS4. I am a fan of neither so I would like to consider myself impartial to this one.
'Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety' - Benjamin Franklin